Refinance Calculator

Compare current and refinanced loan payments and break-even.

Refinance Calculator

Compare your current mortgage with a new loan to see payment savings, break-even and lifetime interest.

Your current mortgage

The new loan

Closing costs / refi fees

Your plan

Refinance result

—

to recoup your closing costs

—
Current payment
—
New payment
—
You save each month
—
Lifetime interest saved
—
Closing costs
—
New loan amount
—

Year-by-year break-even schedule

YearPaid — keep loanPaid — refinanceCumulative savings